Equipment Financing for Agriculture - Industry - Commerce, Commercial Equipment Financing, Business Equipment Financing, Commercial Equipment Leasing, Business Equipment Leasing

Frequently, we are asked questions about business equipment financing. If you have questions not listed here please call 800-776-9550 to speak with an Associate.

Why would I finance anyway?
How can I get equipment financing for my business without a blanket lien on all my assets?
Can I get the equipment I need now and pay when my cash flow permits?
Someone told me that there's a way to finance and enjoy tax benefits?
I'm buying a piece of equipment from a private party, can you finance it for me?
I had a tough year last year, I wonder if I can get financing for some needed equipment?
I hear that there's a thing called a TRAC lease that can really save money and save some tax dollars too! How does it work?
I need some equipment, but don't want have to dig out tax records and put up my first born, can you help?
Where can I find fixed rate financing for equipment?
Are you looking for a place that will finance a piece of equipment without the 25% down payment that most lending institutions require.
How long a process is it to get my equipment financed?

Why would I finance anyway?
Why should you pay for your equipment in advance of production when you would never pay your employees in this manner? In today's financial community when you need money, nobody wants to talk to you. It's very important to keep as much cash as you can in hand for a rainy day.

How can I get equipment financing for my business without a blanket lien on all my assets?
Most all of the equipment we finance is unsecured. The equipment is the only security required.

Can I get the equipment I need now and pay when my cash flow permits?
Yes! We can set your payments to be due during the time your cash flow will support them.

Someone told me that there's a way to finance and enjoy tax benefits?
True! We can structure your payments on a lease plan so that you can expense them against your taxes rather then depreciate the equipment.

I'm buying a piece of equipment from a private party, can you finance it for me?
Yes! In addition to financing equipment from retail vendors we also finance private party sales.

I had a tough year last year, I wonder if I can get financing for some needed equipment?
We can sure try. If you have been in business for a while and have good credit and pay your obligations on time, we probably can Help. If the total equipment cost is under $100,000.00 we won't even ask for financial statement or tax returns.

I hear that there's a thing called a TRAC lease that can really save money and save some tax dollars too! How does it work?
Give us a call and we will explain how some lenders pass on their tax credits throughout the year in the form of reduced rates.

I need some equipment, but don't want have to dig out tax records and put up my first born, can you help?
We think so. Like we said before, with "good credit" all you need to do is complete an application and AFFILIATED can arrange equipment financing up to $100,000.00 without your tax returns or financial statements. But we'll need them if the total cost is over $100,000.00.

Where can I find fixed rate financing for equipment?
We do it every day and you may even save some tax dollars if it's structured properly.

Are you looking for a place that will finance a piece of equipment without the 25% down payment that most lending institutions require.
In almost every case you only make your first payment at AFFILIATED, and that's a far cry from 25% down.

How long a process is it to get my equipment financed?
Not long with AFFILIATED. You can get an approval in no time flat. You can start by completing the online application.